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STORY HIGHLIGHTS Despite efforts from the Indian government to provide assistance in food, education, and pension plans, many communities, and women, are left without it. In 2007, AID established the Mahila Bank. AID is part of the growing social enterprise sector that is bridging the gap between effective government services and last mile populations. Sarita Musharin, whose sun-wrinkled face makes her seem much older than her 30-something years, sits in front of her small mud hut in the hills outside of Daltonganj, in the Indian state of Jharkhand, to barter with a drifter. My rice has been the only way for me to purchase things.
Jharkhand is home to many tribal communities who are often left out of mainstream society. Often equated with the Maoist insurgency that has plagued the area for the past few decades, its residents are further ostracized for their misunderstood beliefs in mystic powers and outdated practices. In addition, these communities remain dominantly patriarchal and women are left only for childbirth and cooking. Despite efforts from the government of India to provide assistance in food, education, and pension plans, these communities, especially women, remain without as they cannot access the bank accounts that unlock these benefits. Indian NGO that works to better the lives of tribal communities, noticed that despite great government programs, tribal citizens were still often left without life changing basic services. These communities are so outside of society that reaching them with normal channels the government is used to, is not enough.
We must understand that many of these people do not know these services exist, let alone the financial channels needed to access them. Applying its community-based approach to this issue, AID established Mahila Bank in 2007. Mahila Bank is a unique twist on the mobile banking trend that had been sweeping the development sector. By doing this, AID not only gains trust from the communities, but also learns from the women the best ways it can impact the lives of those who need it most. This community-based approach ensures the women receive bank accounts, but also, that they fully understand how to access and use them, and the government benefits they will now be able to access. Maya Kumari, a field worker for AID who leads community trainings.
Our community is often the victim of different people who steal our money or do not want anything to do with us. Now we can improve our situation without being vulnerable to exploitation. AID is part of the growing social enterprise sector that is bridging the gap between effective government services, and last mile populations, like the communities across Jharkhand, who are just out of reach of the government. A social enterprise is a privately owned organization – either for-profit, nonprofit, or a hybrid of the two – in which social impact is at the core of its sustainable business model. 2013 India Development Marketplace grant in order to scale its operation into Jharkhand.
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The WBG program was more than a decade old when it evolved into the Social Enterprise Innovations program that incorporates these models into work the WBG and its government partners are already doing across the globe. To date, AID has created 10 Mahila Banks to reach women in these remote areas. On the ground, these numbers turn into true impact for women like Sarita. Without AID’s women coming here and helping us, I would have never known what I could get. With that, I was able to easily buy rice to eat and trade and keep a little money aside for the future. The World Bank Group, All Rights Reserved.
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Rule 1: Bulls, Bears Make Money, Pigs Get Slaughtered It’s essential for all traders to know when to take some off the table. Rule 2: It’s OK to Pay the Taxes Stop fearing the tax man and start fearing the loss man because gains can be fleeting. Rule 3: Don’t Buy All at Once To maximize your profits, stage your buys, work your orders and try to get the best price over time. Rule 4: Buy Damaged Stocks, Not Damaged Companies There are no refunds on Wall Street, so do your research and focus your trades on damaged stocks rather than companies. Rule 5: Diversify to Control Risk If you control the downside and diversify your holdings, the upside will take care of itself. Rule 6: Do Your Stock Homework Before you buy any stock, it’s important to research all aspects of the company.
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Please help this article by looking for better, more reliable sources. Unreliable citations may be challenged or deleted. This article relies too much on references to primary sources. The theory was challenged by Keynesian economics, but updated and reinvigorated by the monetarist school of economics.
Alternative theories include the real bills doctrine and the more recent fiscal theory of the price level. Henry Thornton introduced the idea of a central bank after the financial panic of 1793, although, the concept of a modern central bank was not given much importance until Keynes published “A Tract on Monetary Reform” in 1923. Karl Marx modified it by arguing that the labor theory of value requires that prices, under equilibrium conditions, are determined by socially necessary labor time needed to produce the commodity and that quantity of money was a function of the quantity of commodities, the prices of commodities, and the velocity. The law, that the quantity of the circulating medium is determined by the sum of the prices of the commodities circulating, and the average velocity of currency may also be stated as follows: given the sum of the values of commodities, and the average rapidity of their metamorphoses, the quantity of precious metal current as money depends on the value of that precious metal.