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Usually, people who want to bolster their finances trim their expenses. But cutting costs only goes so far. Unless you already make a lot of money and spend like a bon vivant, most people can’t eke out that much more from their budget by decreasing expenses. Plus, the more you retrench, the more your quality of life suffers. It’s all relative, though — certainly some overspenders could actually improve their lives by tempering their expenditures. If you’re looking to increase your revenue streams, take heart: Opportunities to earn extra money abound for people at all levels of experience. While the gigs requiring more experience will pay more money, for those starting out, even the earnings of lower-paying jobs will add up over time.
These ways of making extra money cover a wide range in terms of compensation and prestige. Check out the options to see what could work for you, keeping tabs on a projected per-hour rate so you can see what would be worth your time. The list is loosely arranged by 1. And if you think of any good options I missed, please let me know in the comments. This is the best way to boost your earnings, as you have the most leverage at the moment that a company wants you but isn’t sure whether it can get you. Use that to your advantage in negotiations. Another benefit of getting a bump up when you switch jobs is that the percentage boost will be baked into all your future raises, elevating your lifetime earnings.
Getting a raise is an excellent move because it doesn’t require you to trade more time for more money. You are putting in the same amount of time, but pulling a bigger paycheck. But, it’s always a bit tricky to ask for a raise when your company already has you at your current salary. You’ve got to make a strong argument you deserve the increase. Freelancing is the next best thing to being paid more for your full-time work, because professional work always pays more than unskilled.
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To find opportunities, let former colleagues or other personal connections that you’re available for freelance gigs. If you have an area of expertise, you can create a website with ads and affiliate links, like blogger J. If you have enough experience in your field to coach others with their careers, then create a website — or, if you have one, add a section describing what you’d offer as a coach. Advertise your services in industry forums and give new clients a discount or other incentives to refer you. Whether for high school students or adults, you can monetize your expertise by teaching people with less experience or knowledge than you in that subject area. You can work with an established group like Kaplan for, say, SAT tutoring, or you could try hanging out your own shingle and making your services known either to students, parents and schools in your community.
If you are targeting adults, you can create your own website or list your services with adult tutoring companies. If you have an area of expertise, instruct a course through a site like Udemy or Skillshare. Many offices need temporary workers, so old-school companies like Kelly Services do still exist and list such opportunities. Cash in on your craftsy side. Do you knit or make jewelry or create letterpress items? Vayable allows you to guide tours centered around a particular cultural experience. Some members’ offerings include a Paris photography tour and a Queens tastes of the world tour.