5 reasons why a part-time job is cooler than a full-time job

To most people, part-time jobs only mean fewer working hours and less pay while others think that it is the safe haven that most turn to after a long and unsuccessful search for a full-time job. However, this notion is not always true. Part-time jobs have their own perks that out-weigh the disadvantages, especially for new mothers. Often, mothers with part-time jobs are able to maintain a healthy work-life balance. Here are a few of the benefits of having a part-time job.

More family time

This is the more obvious of the perks of taking on a part-time job. Just think of all the errands and playtime you will have with your kids with the free time according to you. Without having to clock into a 9-5 job, you will likely find yourself full of energy to take on other tasks such as making your kids’ costumes, spending time with your husband, or helping your child with their science project.

Get more experience

Part-time jobs accord you various opportunities to garner more experience in readiness for a full-time job in your career of choice. The added experience will help spruce up your resume and ultimately, you will most likely stand a better chance at landing your dream job. Not only does experience build your resume but it also gives you a better competitive edge enabling a swift climb up the career ladder.

One loaf is better than none

While most part-time jobs carry with it the risk of lower pay, it is much better to have that little extra money than none at all. You can save up whatever little you can spare. After a while, you might have enough money saved up to take your kids on a trip, have a small family vacation, do some renovations to your home or simply have some money saved up for a rainy day.

Career growth

Maybe you were thinking of changing careers, with a part-time job you have ample time to plan and research on your next career move all the while still earning some money. You can use that free time to discover your passion and career you would like to pursue, and maybe undertake a course or two to help gain any necessary skills in a chosen career field to revamp your resume.

Work goes on

If your resume has a gap year or any amount of time you were unemployed, most clients would want to hear legit reasons for your unemployment. Sure you can talk yourself out of such a situation but with a part-time job you won’t have to. It’s better to remain employed, even if it’s part-time.

About the Author: This is a guest post from Peter Nielsen. Peter writes and make VR reviews for twiftnews.com

How to Manage the Cost of Having a Baby

Life is a journey that is filled with twists and turns. Having a child can provide you with more than your share of these. You will consider many different factors when you think about having a kid, most of them will be personal, about your time, availability and temperament for parenthood. One of the last things you factor in is often the financial impact that bouncing new baby will have on your life and your relationship. That is how it was for me and I wanted to share some of the ways I have managed to handle the cost of having a baby. Hopefully you will be better prepared than I was for reading this. At the very least it should provoke discussion between couples, so that there is a better understanding of the burden that is headed your way. 

Don’t Go Overboard With a Room For Baby
So you have made the decision or the decision was made for you, that you are having a baby. Now there is obviously going to be a period of time, while the baby develops, for you to plan out everything you need to do to prepare for the arrival of your son or daughter. Many couples decide that they need to build a full fledged baby room. Often times this comes in the form of remodeling a current room into a baby nook. Many times parents can get carried away with this sort of thing. Of course you want your child to have a happy environment to exist in, that has been made safe for them. You don’t need to construct a whole new room. The costs of construction can quickly get out of control if you aren’t careful. 

Prepare for Hidden Costs of Kids
You are probably aware that soon, you will be adding diapers and other baby related products to your weekly budget, but you had better realize that your regular household utility bills are going to be going up and they probably won’t come back down until your kid heads off to college. Your electric bill will rise because of the increased electrical demand. Another increase will be in food. At first there may be very little increase, because you have decided to breast feed your child. Eventually, your child is going to be weaned off of this form of nutrition and they are going to be looking for other sources of nourishment. The cost of feeding your family can be significant. There are a few simple things you can do to cut down on those bills. The first thing is to switch to generic brands for most things. You can save up to fifty percent on many items, that are just the same. Another way to save money is to become an active coupon user. You will not have to devote your life to it, to see some significant savings, and to become more aware of what is on sale and where your food budget is being spent. 

Daycare A Necessary Evil
Before I had kids I never understood this aspect of childcare completely. You pay this fee every week. Even if you find the most reasonable daycare in the world, this expense is going to be costly. Depending on where you are located geographically this price will vary. In my state the average is approximately one hundred and fifty dollars a week. That is about five hundred dollars a month so that you know your child is in good hands. That is $7800 a year that you are shelling out in childcare. That is per kid. It is no wonder that more and more families are choosing to have one person either work from home or not work at all to take care of the kids and save in daycare costs. This is at least a subject that should be breached as you prepare for the wonders of parenthood.

Plan Financially
Having kids you’re just going to have to accept the fact that there will be costs that you haven’t thought about. One of them is going to be healthcare for your child. Even if you have complete insurance there are going to be co-pays every time your child goes to the doctor, needs a prescription, or god forbid, something worse happens that requires continual care like diabetes. It is a wise move to think about starting a Health Savings Account at your bank or credit union. An HSA will allow you to put aside funds to help pay for medical treatment. It is better than a regular savings account because you are allowed to contribute money to it, tax free. That in and of itself will allow you to save money, but you will have the added peace of mind that your child’s illness won’t destroy your weekly budget. 

Money Saving Tips for Commuters

Daily travel costs lots of money. Taking some precautions and intelligent move would cut to this costs to a great extend. One of the complaint from middle class family members is the growing cost of daily travel that affect their family budget badly. Here are some practical tips to save money on your daily travel.

1. Public Transport – Take the public transport method for up and down daily travels. This would be highly efficient if the office timings are in peak hour. Such options would avoid the requirements of taking your vehicles everyday and stay in the traffic for long time. Getting monthly pass for public transport would add spice to your money saving idea.

2. Your Behavior in Traffic – Generally drivers are reluctant to off the vehicle if they are in the traffic. Just behave opposite to that. If you are in the traffic or signal, it is best to switch off the engine. This would be helpful to save lots of money at the end of each year.

3. Health Walk and Cycling – Using cycles are the growing tend in the East Asian countries where the car production is more. This would be helpful to tackle traffic, maintain good health through regular exercise and of course, helpful to save lots of money on fuels. It is advisable to people, especially young people to take the route of cycles to office and back everyday. Heart patients pardon.

4. Car pooling – Car pooling is an excellent methods to save money and time. If you have colleagues in your area car pooling is an excellent option for daily travel in comparatively less cost. One of the major advantage is, everyone being the part of carpooling can be benefited from less fuel costs.

5. Prefer vehicles with high fuel efficiency – When selecting your car or other vehicles that uses daily, always pick a vehicle using your brain than heart. High fuel efficient vehicles would cost little more but helpful to save money when uses long time. Prefer to have such vehicles.

6. Option over vehicles – If you still don’t want to use any of the above points, this would help you. Prefer to have two wheeler than 4 wheeler to commute daily. 2 wheelers have more mileage and less maintenance cost compare with 4 wheelers. This point is especially best for youth and students.

7. Maintain your vehicle efficiently – Proper vehicle maintenance plays major role to save money in fuel. Create a check list of daily, weekly, monthly, quarterly, half and yearly maintenance of your vehicle/s and stick on that. Get the help from car company or trusted mechanic to prepare the list. They can better advice you on the requirements to met.

8. Know your routes and sub-routes – It is a good idea for daily drivers to understand the area well than just the route from home to office and back. Having good knowledge on the short cuts would help to save lots of time and money as well as fuel costs.

9. Maintain vehicle speed always – Always drive the vehicle in a speed that ensures high gas efficiency. Be a steady and slow driver. Aggressive driving and each action while such driving like speeding, sudden acceleration, breaking all could lower the gas mileage and decrease the engine functionality to a great extend.

10. More over all, have a right mindset to achieve your goal. such goal should be achieve through practice and that should not hurt your comfort, facilities or make any further burdens. Be a good citizen, good employee and good family member always.